Government Debt Solutions

Ensuring Your Agency's Financial Integrity

At MSB, we understand the intricate balance between enforcing financial obligations and maintaining public trust.

Our Constituent-First Approach ensures that citizens receive respectful and supportive service throughout the debt collection process, while our advanced AI-driven solutions maximize your agency's financial health.

How MSB Puts your People First:

Personalized Communication

Our AI-enhanced system engages respectfully with citizens, ensuring quality-monitored interactions across multiple channels.

Flexible Payment Solutions

We offer a variety of convenient payment options through a user-friendly online portal, making the process as straightforward as possible for citizens.

Financial Education Resources

MSB provides valuable resources to help citizens understand their obligations and improve their financial literacy.

Why Choose MSB for Your Government Debt Collections?

When it comes to selecting a collection agency for government debts, your choice can significantly impact public relations and the financial health of your community. At MSB, we believe your success is our success. That's why we strive to offer the most comprehensive, professional service in the industry.

Innovative Technology Driving Efficient and Ethical Collections

Our experienced teams, powered by cutting-edge AI technology, guide citizens through their payment journey. We remove obstacles, offer flexible options, and provide education on government obligations, resulting in quicker fund recovery and improved citizen satisfaction. Our government debt collection solutions combine public sector expertise with advanced technology to ensure the best outcomes for your agency.

Citizen-Centric Approach Enhances Public Trust and Revenue

We recognize the sensitive nature of government debt. Our compassionate approach, treating each citizen with dignity and respect, builds trust and increases the likelihood of successful payments. This approach not only improves collection rates but also preserves your agency's reputation. By focusing on ethical debt collection practices, we help maintain positive relationships between your government entity and its constituents.

Tailored Communications for Improved Citizen Engagement

MSB customizes every contact point using Natural Language Processing (NLP) to fit citizen-specific needs. We address citizens by name, proactively manage disputes, and provide easy-to-understand payment options. Our advanced telephony partners ensure efficient call routing, reducing wait times and improving resolution rates. This personalized approach significantly increases the effectiveness of our government debt recovery services.

Multi-Channel Outreach for Enhanced Citizen Response

Our digital-first strategy includes AI-driven email and SMS notifications, chatbots, and traditional methods, ensuring we connect with clients through their preferred communication channels. Our robust messaging capabilities can send 70 messages for the cost of one letter, maximizing outreach efficiency while maintaining a professional approach.

Unparalleled Data Security and Compliance

With encrypted databases, row-level security, and cloud hosting through AWS and Azure, we ensure your clients' data is protected by the most advanced security measures available. Our on-device credit card processing adds an extra layer of security for payment transactions. We prioritize data protection and compliance with all relevant regulations, giving you peace of mind in an increasingly complex business environment.

AI-Driven Collection Strategies for Optimal Results

Our AI-driven system negotiates payment plans based on rules and payment history, offering tailored solutions that boost satisfaction and compliance. This approach reduces delinquency and enhances collection success, ensuring a higher return on your outstanding accounts. Our customized commercial debt recovery plans are designed to maximize your financial recovery while maintaining positive client relationships.

Seamless Integration and Rapid Implementation

Our swift onboarding process allows for full integration within days, not weeks. Our AI-driven mapping software and automated scanning capabilities streamline data integration, reducing errors and saving time. We accept submissions in various formats, ensuring seamless integration with your existing business management systems.

Precision Invoice Matching and Dispute Resolution

Our advanced system automatically matches payments with invoices, reducing manual reconciliation efforts. AI-powered dispute resolution checks identify and address issues quickly, minimizing delays in payment collection. We also provide assistance with complex B2B transactions, offering critical support in managing intricate billing scenarios.

Continuous Innovation in Commercial Debt Collection

We employ predictive analytics for risk assessment, helping you identify potential issues early in the collection process. This allows for targeted strategies and informed decision-making, improving overall collection outcomes. Our commitment to innovation ensures that we're always at the forefront of commercial debt collection technology.

Transparent Reporting and Dedicated Account Management

Our real-time reporting dashboard gives you 24/7 access to your accounts, allowing you to track progress whenever needed. Dedicated account managers provide ongoing support, ensuring your needs are met throughout the collection process. This transparency and personalized service allow you to stay informed and in control of your B2B debt recovery efforts.


Contact MSB today to discover how our innovative, ethical, and effective commercial debt collection solutions can empower your business's financial health while maintaining positive client relationships. Let us help you recover the funds you need to fuel your growth and innovation, with proven expertise in B2B debt collection and full compliance with relevant standards. Experience the power of AI-driven debt recovery combined with professional, client-focused service. Together, we can secure your company's financial future while supporting your business relationships.

Let us Treat Your People Well