MSB Blog
Expert insights on debt collection, compliance, and revenue recovery for healthcare providers and businesses.
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From the team
Debt Collection Insights from 55 Years in the Business
Midwest Service Bureau was founded in Wichita, Kansas in 1970. Fifty-five years later, we collect across healthcare, commercial, municipal, and education sectors. This blog is where we share what we've learned — not theory, but practical knowledge from decades of actually doing this work.
Our team writes about the topics that matter most to the organizations we serve: how to improve self-pay recovery rates, what the latest CFPB and HIPAA regulations actually mean for your billing department, when to bring in an outside collection partner versus handling accounts internally, and how to protect patient and customer relationships throughout the collection process. We cover healthcare revenue cycle management in depth because that's where most of our clients operate, but you'll also find guides on commercial B2B recovery, municipal utility collections, education debt, and state-specific compliance requirements.
Every article is written or reviewed by people who work in collections every day — not a content marketing team. When we flag a compliance risk, it's because we've seen organizations get burned by it. We aim to be the resource we wish existed when we were figuring this industry out ourselves.
Browse by category below, or start with our most popular articles on HIPAA-compliant collections, medical debt best practices, or choosing a collection agency.
New York Debt Collection Laws: 2026 Compliance Guide
Read article HealthcareMedical Debt Payment Plans: A Program Design Guide
Read article Industry AnalysisThe Healthcare Self-Pay Crisis: 2026 Data Report
Read article ComplianceDebt Collection Compliance Best Practices
Read article HealthcareHospital Self-Pay Collections: A Recovery Framework
Read article TechnologyDebt Collection Technology Trends: 2026–2027
Read article Industry AnalysisState of Debt Recovery 2026: MSB Annual Industry Report
Read article CommercialThe 90-Day Rule: B2B Account Age & Recovery Rates
Read article ComplianceDebt Collection Laws by State: 2026 Compliance Scorecard
Read article TechnologyHow AI Account Scoring Works in Debt Collection
Read article CommercialB2B Debt Recovery Rates by Industry: 2026 Benchmark Report
Read article HealthcareIn-House vs Outsourced Medical Collections: 2026 Cost Analysis
Read article Industry AnalysisSelf-Pay Recovery by Account Age: When Timing Makes or Breaks Collection
Read article HealthcareHIPAA-Compliant Debt Collection: What Healthcare Providers Must Know
Read article HealthcareMedical Debt Collection Best Practices for 2026
Read article ComplianceCFPB Debt Collection Rules in 2026: What Creditors Need to Know
Read article HealthcareHealthcare Revenue Cycle Management Guide
Read article IndustryHow to Choose a Debt Collection Agency in 2026
Read article HealthcareEarly-Out Collections: How Hospitals Recover More While Keeping Patients Happy
Read article TechnologyEHR Integration in Debt Collection: Streamlining Healthcare Revenue Recovery
Read article BusinessAccounts Receivable Outsourcing Benefits: Why More Businesses Are Making the Switch
Read article BusinessWhy Outsource Accounts Receivable? 7 Benefits for Growing Businesses
Read article HealthcareDental Practice Collections Strategy: Recover Revenue Without Losing Patients
Read article EducationEducation Debt Collection Best Practices
Read article MunicipalMunicipal Utility Collections Best Practices
Read article HealthcareVeterinary Debt Collection Strategies
Read article InsuranceWorkers' Compensation Collections Guide
Read article ComplianceCalifornia Debt Collection Laws in 2026
Read article ComplianceTexas Debt Collection Regulations: A Complete Guide
Read article ComplianceFlorida Debt Collection Agency Guide
Read article ComplianceKansas Debt Collection Compliance Guide
Read article Healthcare2026 Medical Debt Collection Trends
Read article HealthcareAmbulance Billing Best Practices 2026
Read article CommercialCommercial AR Aging Strategies: Reduce Days Sales Outstanding
Read article EducationEducation Debt Recovery Playbook: Tuition & Fee Collection
Read article CommercialHow to Choose a B2B Collection Agency
Read article HealthcarePatient Financial Responsibility Guide 2026
Read article ComplianceState-by-State Debt Collection Laws Guide 2026
Read article HealthcareTop Hospital Systems Cut Self-Pay Bad Debt
Read articleReady to Improve Your Debt Recovery?
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