Municipal & Utility Debt Collection Agency in Kansas

MSB provides professional municipal and utility debt collection services across Kansas. We help utility companies recover revenue efficiently with strict compliance.

55 Years of Proven Debt Collection Experience for Utility Companies

With more than 55 years of experience in debt collection, MSB provides unmatched industry expertise and professionalism in utility bill recovery across Kansas. Our long-standing track record reflects a deep understanding of how utility providers operate, the billing challenges they encounter, and the customer sensitivities involved in essential services such as water, electricity, and sanitation. We have developed a proven collection approach that balances firm recovery efforts with respectful, customer-focused communication, ensuring that relationships remain intact while revenue recovery accelerates. Our commitment to compliance, transparency, and efficient resolution has shaped the foundation of our success.

MSB strengthens utility recovery operations through advanced data tools, highly trained collection professionals, and strong collaboration with municipal and private utility partners. Every strategy we implement is tailored to your operational structure, customer base, and regulatory responsibilities. 

Whether supporting municipal utilities or privately operated providers, we deliver ethical, effective, and consistent utility debt collection solutions. Our decades of service demonstrate one clear truth: MSB knows how to collect utility debt efficiently, responsibly, and with long-term reliability.

Who We Serve

Municipal Governments in Kansas

We assist city and county governments across Kansas in recovering unpaid municipal fees, service charges, and other public-service-related debt.

Water & Sewer Utility Providers

From residential water bills to sewer assessments, we help providers collect overdue accounts while maintaining positive customer relationships and courteous service standards.

Electric & Natural Gas Utility Companies

MSB supports energy providers in recovering unpaid electricity and natural gas accounts, ensuring respectful outreach and fully compliant collection practices.

Waste Management & Sanitation Departments

We assist municipal and private sanitation departments in collecting unpaid billing for waste removal, recycling services, and environmental fees.

Public Works & Local Government Offices

Our services extend to public works divisions and city service departments, including infrastructure, road services, and maintenance fee recovery.

Housing Authorities & Public Agencies

We provide collection support for housing authorities, transit departments, health districts, and other vital government service entities.

Our Utility Debt Recovery Process

A dedicated, multi-stage approach to maximizing utility and municipal debt recovery while preserving community relationships.

Phase 1: Initial Resolution & Verification (Days 1-28)

This stage prioritizes prompt, transparent outreach focused on verifying account information and quickly resolving simple administrative discrepancies. Our effective early engagement typically resolves approximately 46% of accounts.

Phase 2: Focused Outreach & Negotiation (Days 29-55)

We apply respectful, persistent communication and utilize flexible, industry-aware terms to negotiate payments for more complex delinquencies. By identifying the root cause of non-payment, we achieve an additional 30% in recovery during this crucial period.

Phase 3: Formal Escalation & Urgency (Days 56-80)

We transition to formal methods, including attorney-backed notifications, to underscore the potential credit and legal ramifications of continued non-payment. This structured urgency successfully secures an additional 11% of collections.

Phase 4: Judicial Action & Final Recovery (Day 81+)

For the final segment of accounts, we initiate viable legal enforcement options, employing appropriate court filings and judgment collection tactics. This step targets the final recoverable percentage requiring judicial intervention.

Turning Debt Challenges into Recovery Opportunities
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Kansas-Specific Laws & Compliance

Our utility and municipal debt recovery services are built on strict adherence to Kansas regulations and consumer protections. We ensure every step of the  collection process is lawful, transparent, and compliant:

Kansas Fair Debt Collection Practices Alignment

We follow all state debt collection requirements to ensure responsible communication and ethical engagement with consumers.

State-Specific Notification Requirements

We provide proper written notifications, verification opportunities, and legally required disclosures to Kansas residents.

Municipal & Utility Billing Compliance

Our team understands the distinctions between private utility billing and publicly regulated municipal fees in Kansas.

Data Security & Confidential Information Protection

All customer data and utility account information are safeguarded with secure systems to prevent misuse or exposure.

Why Utility Companies Choose MSB

Benefits of Hiring a Specialized Municipal Collection Agency

Our Track Record

Average recovery rate
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Day Average
0
Accounts
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Resolution
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Our Track Record

93%

Average recovery rate

34

Day Average

4,812

Accounts

93%

Resolution

What Our Client Say

Discover the experiences of our satisfied clients. Hear firsthand Midwest Service Bureau Reviews on how MSB has delivered reliable, results-driven solutions that make a real difference.

Center for Same Day Surgery
Midwest Service Bureau is a company that truly looks out for the greater good of their client. They want to see their clients thrive, even if that means they do not make a profit. Any time I have ever had a question I call Midwest and they have the answer. Any time I have needed advice they have been there for me and have guided me through the process. Their customer service is outstanding and their work ethic is even better! I couldn’t imagine a time when I wouldn’t need them.
Advanced/Preferred Physical Therapy
The team at Midwest Service Bureau has earned our trust for over 10 years based on their service, results, performance, and rates and that’s why they will continue to receive all our collection business. They deliver excellent customer service with quick responses, unlimited willingness to lend their assistance, ethical work values, and even training seminars that provide us with other processes and tools to reduce our collections activity. On top of that, I enjoy the relationships I have made with the people of MSB over the years. I have no reservation in recommending Midwest Service Bureau to others.
Earnest Heat & Air, Inc.
We have been doing business with Midwest Service Bureau for a while now. They have an extremely high recovery rate. They are always right on top of things, and get the job done. We have other credit services calling us but, we always tell them that we are happy with who we are using. We would highly recommend them to anyone.
Inspire ENT & Pulmonology
Our office has had a great experience with Midwest Service Bureau. The staff is very helpful and knowledgeable, always available to answer questions. Our representative comes into our office once a month to check in and see how things are going for us. If we have any questions or issues they take the time to get them resolved. Midwest also offers training for the staff. We did take advantage of this opportunity and it was very helpful to the staff members that had no previous experience with collections. Through the training, the front office staff learned what information they should be gathering and the importance of it. I would highly recommend Midwest Service Bureau if you are looking for a collection agency.
Debbie P. Collection Manager
I have been employed with Sunflower Bank for over 20 years as the collection manager, and during that time have dealt with Midwest Service Bureau, LLC regarding collection accounts to include credit cards, loans, and deposit accounts. I have also dealt with them prior to coming to Sunflower Bank when I worked for GMAC out of Wichita, KS for roughly ten years. Micki Kell who is the President of this organization and her staff have provided wonderful customer service the entire time. A representative from the organization always contacted us in person once a month, and the face-to-face contact was always greatly appreciated. Their staff was always available to answer any questions or address any concerns we had. Their software program was very user friendly and make it an easy way to communicate regarding accounts. I would definitely recommend this organization if you are looking for a company to handle your collection accounts.

Frequently Asked Questions

How long can a utility bill be collected in Kansas?

The collection time is governed by the Kansas Statute of Limitations (SOL), which is typically five (5) years for written contracts and three (3) years for oral debts. MSB strictly adheres to the SOL; we will not initiate legal action to compel payment once this period has expired, ensuring our practices remain lawful and compliant with Kansas code.

Yes, it can. When seriously delinquent municipal or utility debt is assigned to us, MSB may report the account to major credit bureaus. This process is a standard step in effective debt recovery and can negatively impact the debtor’s credit score, remaining on their record for up to seven years.

Yes, customers retain the right to dispute charges. Federal laws like the FDCPA ensure consumers can formally challenge any debt. MSB strictly adheres to these regulations, ensuring all consumers we contact are provided with the required verification and clear instructions on how to Dispute the debt within the legal timeframe.

You can and should dispute incorrect utility debt. You must formally Dispute the debt directly to us at MSB upon receiving our initial notice. For disputes concerning the original billing practices of a regulated utility, you can also contact the Kansas Corporation Commission (KCC).

Contact Our Debt Collection Team

Ready to improve your commercial organization’s revenue cycle? Contact our specialists today.

Email: client@msbureau.com
Phone: 316-263-1051
Address: 625 W. Maple St., Wichita, KS 67213