Medical Debt Collection In Nebraska

Serving Nebraska, MSBureau delivers effective medical bill collections. We partner with providers to ethically recover patient balances, maximizing your cash flow through HIPAA-compliant and respectful methods.

Medical Debt Collection Expert

Professional Debt Collection  Agency Nebraska

Debt collection services help healthcare providers convert unpaid hospital, clinic, and specialty-care balances into reliable income across the Cornhusker State. Around 8 % of Nebraskans are uninsured, while many insured patients face high deductibles that result in lingering self-pay balances. Small and rural hospitals in Scottsbluff, North Platte, and Beatrice operate on tight margins; each recovered dollar supports imaging departments, labor-and-delivery units, and rural telehealth networks. Midwest Service Bureau (MSB) leverages advanced skip-tracing analytics, multi-channel outreach, and patient-centered scripts to boost net recovery by ≈ 18 % within 90 days, while maintaining patient trust and dignity. Efficient medical bill collection closes revenue gaps without increasing patient costs.

Our team integrates seamlessly with top EHR systems, including Epic, Cerner, Meditech, NextGen, eClinicalWorks, and Athenahealth. Access our expert analysis dashboards to track every step of hospital debt collection with transparency and compliance.

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Our Trusted Approach to Hospital Debt Recovery

Our methodology is designed to maximize recoveries, maintain positive patient relations, and ensure strict compliance with HIPAA, FDCPA, and Nebraska regulations.

Phase 1: Initial Account Assessment

  • Comprehensive 48-hour screening against bankruptcy, deceased, Medicaid eligibility, and high-risk debtor databases.
  • Certified coding review of CPT/HCPCS to prevent billing disputes and ensure claim accuracy.
  • HIPAA-compliant 30-day validation letter issued for each medical debt collection account.

Phase 2: Patient Engagement and Communication

Once the validation period closes, we initiate coordinated outreach using SMS, IVR, email, USPS letters, and empathy-driven calls aligned with Central Time. Collectors trained in motivational interviewing identify financial hardship and design realistic repayment plans, turning challenging conversations into cooperative healthcare debt recovery results.

Phase 3: Payment Finalization and Processing

Patients electronically sign agreements in secure portals; payments are processed through PCI-certified gateways including ACH, debit/credit cards, Apple Pay, and Google Wallet. Settlements post nightly to your HIS, and dashboards confirm how debt collection decreases Days Sales Outstanding while protecting revenue integrity.

Turning Debt Challenges into Recovery Opportunities
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Types of Medical Debt We Collect

Hospital & Health-System Debt

Physician-Practice Collections

Specialty-Healthcare Debt

Why Choose Us for Medical Debt Collection in Nebraska

Compliance, Security & Professional Standards

State Licensing & Regulatory Requirements

Any organization handling hospital debt collection must hold a valid Collection Agency License from the Nebraska Collection Agency Board and maintain a surety bond. Core obligations include:

  • Issuing a 30-day written validation notice before pursuing additional collection steps.
  • Halting communications immediately if a patient disputes a balance until verification is provided.
  • Charging only fees expressly outlined in the original financial agreement.

Written medical accounts are subject to a five-year statute of limitations (Neb. Rev. Stat. § 25-205). Court judgments remain enforceable for up to 20 years, making litigation a powerful, but last-resort option for compliant healthcare debt recovery in Nebraska.

HIPAA Data Security Standards

Protected Health Information (PHI) accompanies every placement, so HIPAA rules govern all medical bill collection activities. MSB transmits files via encrypted SFTP or VPN, stores them with AES-256 encryption at rest, enforces role-based access controls, and logs every PHI touch. Letters and IVR communications disclose only the patient’s name, provider, service date, and balance to ensure confidentiality.

FDCPA Compliance in Nebraska

Federal Fair Debt Collection Practices Act (FDCPA) regulations set the minimum legal standards: no calls before 8 a.m. or after 9 p.m., no harassment, and accurate credit reporting. MSB’s speech analytics platform reviews 100% of flagged interactions within 24 hours, guaranteeing that each collection contact fully complies with federal and state rules.

Our Track Record

Average recovery rate
0 %
Day Average
0
Accounts
0
Resolution
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Our Track Record

93%

Average recovery rate

34

Day Average

4,812

Accounts

93%

Resolution

What Our Client Say

Discover the experiences of our satisfied clients. Hear firsthand Midwest Service Bureau Reviews on how MSB has delivered reliable, results-driven solutions that make a real difference.

Center for Same Day Surgery
Midwest Service Bureau is a company that truly looks out for the greater good of their client. They want to see their clients thrive, even if that means they do not make a profit. Any time I have ever had a question I call Midwest and they have the answer. Any time I have needed advice they have been there for me and have guided me through the process. Their customer service is outstanding and their work ethic is even better! I couldn’t imagine a time when I wouldn’t need them.
Advanced/Preferred Physical Therapy
The team at Midwest Service Bureau has earned our trust for over 10 years based on their service, results, performance, and rates and that’s why they will continue to receive all our collection business. They deliver excellent customer service with quick responses, unlimited willingness to lend their assistance, ethical work values, and even training seminars that provide us with other processes and tools to reduce our collections activity. On top of that, I enjoy the relationships I have made with the people of MSB over the years. I have no reservation in recommending Midwest Service Bureau to others.
Earnest Heat & Air, Inc.
We have been doing business with Midwest Service Bureau for a while now. They have an extremely high recovery rate. They are always right on top of things, and get the job done. We have other credit services calling us but, we always tell them that we are happy with who we are using. We would highly recommend them to anyone.
Inspire ENT & Pulmonology
Our office has had a great experience with Midwest Service Bureau. The staff is very helpful and knowledgeable, always available to answer questions. Our representative comes into our office once a month to check in and see how things are going for us. If we have any questions or issues they take the time to get them resolved. Midwest also offers training for the staff. We did take advantage of this opportunity and it was very helpful to the staff members that had no previous experience with collections. Through the training, the front office staff learned what information they should be gathering and the importance of it. I would highly recommend Midwest Service Bureau if you are looking for a collection agency.
Debbie P. Collection Manager
I have been employed with Sunflower Bank for over 20 years as the collection manager, and during that time have dealt with Midwest Service Bureau, LLC regarding collection accounts to include credit cards, loans, and deposit accounts. I have also dealt with them prior to coming to Sunflower Bank when I worked for GMAC out of Wichita, KS for roughly ten years. Micki Kell who is the President of this organization and her staff have provided wonderful customer service the entire time. A representative from the organization always contacted us in person once a month, and the face-to-face contact was always greatly appreciated. Their staff was always available to answer any questions or address any concerns we had. Their software program was very user friendly and make it an easy way to communicate regarding accounts. I would definitely recommend this organization if you are looking for a company to handle your collection accounts.

Frequently Asked Questions

How does MSB protect patient information during debt collection in Nebraska?

MSB follows strict HIPAA guidelines and Nebraska privacy regulations to safeguard all medical and personal data. We use secure communication methods and ensure that no sensitive information is shared without proper authorization from the patient or healthcare provider.

Yes. MSB offers flexible payment arrangements tailored to Nebraska patients who need support managing their medical bills. Our goal is to make repayment realistic and manageable while helping healthcare providers recover balances in a patient-friendly and compliant way.

Nebraska’s statute of limitations for medical debt is typically four years from the last payment or charge activity. MSB helps clinics, hospitals, and private practices recover outstanding balances within this legal period while maintaining full compliance with state regulations.

Patients in Nebraska who believe a bill is incorrect can dispute it by submitting a written request within 30 days. MSB reviews the account, verifies the charges with the healthcare provider, and provides the necessary documentation to ensure accuracy and fairness.

Nebraska healthcare providers trust MSB because we balance professional recovery strategies with compassion. Our approach reduces bad debt, protects provider reputations, and ensures every interaction meets Nebraska’s legal standards and the expectations of today’s patient-focused healthcare environment.

Contact Us Today

Phone: 316-263-1051
Address: 625 W. Maple St., Wichita, KS 67213

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