Legal
Wage Garnishment
Wage garnishment is a court-ordered process by which a portion of a debtor's earnings is withheld by their employer and paid toward a debt. It generally requires first obtaining a judgment, and federal and state law cap how much of a paycheck can be garnished and protect certain income entirely.
What Wage Garnishment means for creditors
Garnishment is a post-judgment enforcement tool, not a first step. For high-value accounts, MSB evaluates the full legal path — judgment, then garnishment or lien — to enforce collection where voluntary payment fails.
Legal reference: Consumer Credit Protection Act, 15 U.S.C. § 1673 (federal cap); state garnishment law
Midwest Service Bureau has recovered commercial, medical, utility, and government debt for creditors nationwide since 1970 — on a no-recovery, no-fee basis. Questions about wage garnishment or a portfolio you'd like reviewed? Call (800) 362-0272.
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