Legal
Lien
A lien is a legal claim against a debtor's property that secures payment of a debt. A judgment lien can attach to real estate the debtor owns, meaning the debt may have to be paid before the property can be sold or refinanced.
What Lien means for creditors
Liens create patient leverage: even when a debtor won't pay today, a properly recorded lien can secure eventual recovery at sale or refinance. MSB evaluates lien strategy on secured and high-value commercial accounts.
Legal reference: Governed by state law
Midwest Service Bureau has recovered commercial, medical, utility, and government debt for creditors nationwide since 1970 — on a no-recovery, no-fee basis. Questions about lien or a portfolio you'd like reviewed? Call (800) 362-0272.
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