Compliance
Regulation F
Regulation F is the Consumer Financial Protection Bureau's rule implementing the Fair Debt Collection Practices Act, effective November 2021. It sets specific requirements for collector communications — including a call-frequency limit, rules for email and text contact, and the standardized validation notice.
What Regulation F means for creditors
Regulation F raised the operational bar for compliant collection. MSB's workflows are built around its call-frequency and disclosure rules, so creditors placing accounts inherit a compliant process rather than assuming the risk themselves.
Legal reference: 12 CFR Part 1006
Midwest Service Bureau has recovered commercial, medical, utility, and government debt for creditors nationwide since 1970 — on a no-recovery, no-fee basis. Questions about regulation f or a portfolio you'd like reviewed? Call (800) 362-0272.
Related terms
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