Medical

Self-Pay (Patient Balance)

Self-pay refers to the portion of a healthcare bill the patient is responsible for after insurance — deductibles, copays, coinsurance, and uninsured balances. The rise of high-deductible health plans has made self-pay one of the largest and hardest-to-collect sources of hospital revenue.

What Self-Pay (Patient Balance) means for creditors

Self-pay after insurance is where most healthcare revenue now leaks. MSB specializes in recovering these patient balances with the compliance and sensitivity that protect the provider's reputation.

Midwest Service Bureau has recovered medical debt for creditors nationwide since 1970 — on a no-recovery, no-fee basis. Questions about self-pay (patient balance) or a portfolio you'd like reviewed? Call (800) 362-0272.

Related terms

• 501(r) Financial Assistance
• Early-Out

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